Frequently Asked Quesitons

We have spoken to thousands of agents and regularly listen to all of the pains that YOU have as an insurance agent. These are some of the questions that we hear on a regular basis. Keep in mind, most answers depend on several factors driven by the agent asking them.

Do I need a current Property and Casualty License?

The simple answer, is yes. Agents looking to start their own independent agency should have a current P&C License and have at least 2 years experience selling P&C.

How Much Experience Do I Need?

Depending on whether you’re looking to open your own agency or start under an existing agent as a producer, Pacific Crest generally likes their agents to have two years of property and casualty experience. Certain circumstances can lead to exceptions being made.

What does back-office support mean?

Back-office support refers to several different services that are provided by the staff at Pacific Crest’s headquarters. They take care of the following for independent agents:

  • Accounting
  • Compliance
  • Reporting and Analytics
  • Policy Downloads
  • Reconciliations
  • Carrier Appointments
  • Business/Marketing Help

The back-office team is there for agents every step of the way.

What type of technology do you offer to agents?

Pacific Crest offers two types of multi-raters: EZ Lynx and Applied.

The Client Management System (CMS) offered is HawkSoft.

Technology is a priority and a necessity for Pacific Crest and we are constantly trying to find news ways to make being an agent more efficient.

What happens once I sign my contract with Pacific Crest?

After signing your contract with Pacific Crest, we will reach out to you within 24-48 hours to start the set up process. This includes starting your carrier appointments, establishing our technology in your office and much more.

What Commission Split will I make as an Affiliate of Pacific Crest?

This all depends on an agent’s situation. If an agent is coming from a captive setting, they’ll most likely be starting their book from scratch and will earn a different commission split than someone coming from an independent situation where they can move their book of business with them.

The type of agent you become with Pacific Crest can also determine what type of split you make.

Can I work from home?

We require our agents to have an office location. Generally, carriers like their agents to have a physical location attached to their business.

Agents can get their own brick and mortar, occupy an Executive Suite or share a location with a “like-business” existing office (i.e. Real Estate office).

How much does it cost?

Costs depend on what type of agent you become (Enterprise Agent, Equity Producer, etc.).

For more information, feel free to reach out to us and speak to an Agent Advocate.

More Info

For more information, listen to our FAQ episode of The Great Independent Podcast where we break down some of these FAQ’s more in depth. Or call us at (888) 938-4197.